Products & Services

MF

Mutual Funds

First-time to experienced investors looking for simplicity and diversification.

Minimum

As low as Rs 100-500 for SIPs (varies by scheme).

Liquidity

Open-ended; redemption T+2/T+3 typically; ELSS has a 3-year lock-in.

Key Risks

Market risk, interest rate risk (debt), and liquidity can vary by scheme.

Regulator

SEBI - Distributed under AMFI (ARN/EUIN)

PMS

PMS (Portfolio Management Services)

HNIs seeking bespoke management and greater control.

Minimum

Rs 50 lakh per client (as per SEBI PMS Regulations).

Liquidity

Not as liquid as mutual funds; depends on the underlying and mandate.

Key Risks

Concentration risk; higher dispersion of outcomes versus diversified MFs.

Regulator

SEBI (Portfolio Managers Regulations)

AIF

AIF (Alternative Investment Funds)

Sophisticated investors with long horizons seeking non-traditional exposures.

Minimum

Typically Rs 1 crore (angel funds may be lower).

Liquidity

Often close-ended; lock-ins and capital calls are common.

Key Risks

Illiquidity, capital call risk, complex strategies, and potential leverage.

Regulator

SEBI (AIF Regulations)

SIF

SIF (Specialized Investment Fund)

Wealthier investors aiming for a higher-risk sleeve within an overall plan.

Minimum

Ticket sizes are notified by the regulator/scheme and are typically higher than regular MFs.

Liquidity

Varies by structure; may carry lock-ins or reduced liquidity.

Key Risks

Strategy risk; suitability assessment required.

Regulator

SEBI - Distributed under AMFI (ARN/EUIN)

Our Services

Goal-Based Financial Planning

Comprehensive goal-based financial planning designed around your life goals such as buying a home, children's education, wealth creation, or retirement. Personalized strategies adapt to changing life stages, income levels, and market conditions.

Periodic Portfolio Review

Regular performance assessments, risk evaluation, and strategic rebalancing. Proactively optimize your portfolio using data-driven insights to maximize long-term growth and manage risk effectively.

Mutual Fund Investments

Expert mutual fund distribution services tailored to your risk profile, investment horizon, and financial goals. Careful fund selection, continuous monitoring, and disciplined investment strategies.

Health Insurance Planning

Health insurance solutions designed to protect you and your family against rising medical costs. Help in choosing the right coverage with adequate benefits.

Loan Repayment Calculation & Planning

Analyzing interest costs, tenure options, and repayment strategies to reduce financial stress, improve cash flow, and achieve faster financial stability.

Taxation-Related Services

Expert taxation consultation to help you navigate complex tax regulations and optimize your tax planning. Strategies focus on minimizing tax liability while remaining fully compliant with applicable laws.

Retirement Planning

Customized retirement strategies that ensure regular income, capital preservation, and long-term security.

Asset Allocation

Optimally distributing investments across equity, debt, and other asset classes based on risk profile, financial goals, and time horizon. Balances risk and returns, enhances portfolio stability.

Term Insurance Planning

Assessing income, liabilities, future goals, and responsibilities to recommend adequate coverage at optimal costs.

Dedicated Relationship Managers

Single point of contact for all financial needs. Deep understanding of goals, portfolio, and preferences. Personalized guidance, timely communication, and proactive support.

Frequently Asked Questions